Sarita Choudhary
Co-applicantDeclared
+91 98290 61142 · Live
Last EHFL contact: 18 Aug 2026 — Rang, cut after 6s
94
Product
Home Loan
Outstanding
₹8.91 L
EMI
₹8,330
DPD
148
Bounces
16
Last EMI paid
2026-03-22
Sourcing
Marwar Finserve (DSA-RJ-0233) · RM Sagar Thakkar
Branch
Jodhpur, Rajasthan
People Leads
Contact list captured 14 Mar 2024 (snapshot age: 29 months)
Ramesh Jain
GuarantorDeclared
+91 94140 20887 · Live
Last EHFL contact: 18 Aug 2026 — Answered — said borrower moved to Jodhpur
91
Sohan Lal Verma
Declared ReferenceDeclared
+91 98280 33914 · Live
Last EHFL contact: 11 Aug 2026 — Answered — no information
78
Naresh Kumar Meena
Linked EHFL BorrowerInferred — locate-only script
+91 94131 77450 · Live
Linked loan HL00006118 · DPD 96
Last EHFL contact: 05 Aug 2026 — Answered — same chawl, knows family
73
Shakti Steel Fabricators (HR — Mr. Joshi)
EmployerInferred — locate-only script
+91 98250 10774 · Live
Last EHFL contact: 12 Aug 2026 — HR said last salary paid Jun 2026
69
Kailash Chand Saini
Declared ReferenceDeclared
+91 96490 55021 · Switched off
Last EHFL contact: 09 Aug 2026 — Switched off (3 attempts)
66
Sitaram Yadav
Linked EHFL BorrowerInferred — locate-only script
+91 90280 41260 · Unknown
Linked loan HL00008204 · DPD 37
Last EHFL contact: 28 Jul 2026 — Not attempted
61
Marwar Finserve (Mr. Bhatia)
Sourcing DSADeclared
+91 99789 60321 · Live
Last EHFL contact: 14 Aug 2026 — Promised to check locally
58
Unknown — 4 calls/week
Frequent ContactInferred — locate-only script
+91 90998 22417 · Live
Last EHFL contact: — — Never contacted
54
Unknown — evening pattern
Frequent ContactInferred — locate-only script
+91 88880 71903 · Not in service
Last EHFL contact: — — Number out of service
44
Sagar Thakkar (RM, Jodhpur)
StaffRestricted
+91 98209 30012 · Live
Last EHFL contact: 20 Aug 2026 — Internal note added
40
Vikram Solanki (Field Officer)
StaffRestricted
+91 96877 11204 · Live
Last EHFL contact: 16 Aug 2026 — Visit report filed
31
Address Leads
6 candidate addresses ranked by confidence
1
2
3
4
5
6
Map preview · pins ranked by confidence
1
Plot 214, Sector 7, Sardarpura, Jodhpur, Rajasthan 342003
Bureau latest address (CRIF, 02 Aug 2026) Newer than registered address
82%
246.4 km from property Last visit: Never visitedUpdated 02 Aug 2026
2
H.No. 47, Gali No. 3, Shastri Nagar, Jodhpur, Rajasthan 302016
Registered
74%
0.0 km from property Last visit: House lockedUpdated 14 Mar 2024
3
Flat 302, Shanti Residency, Ring Road, Jodhpur, Rajasthan
Property
68%
3.2 km from property Last visit: Met borrowerUpdated 14 Mar 2024
4
Shakti Steel Fabricators, Plot 12, RIICO Industrial Area Phase II
Office
51%
8.7 km from property Last visit: Address not foundUpdated 10 Jan 2025
5
C/o Ramesh Jain, 8 Nai Sarak, near Ghanta Ghar, Jodhpur
Co-applicant address
47%
244.1 km from property Last visit: Never visitedUpdated 14 Mar 2024
6
22 Chawl No. 4, Kamla Nagar, behind bus depot
CPV GPS history
38%
5.9 km from property Last visit: Never visitedUpdated 21 Feb 2024
Timeline & Next Best Action
Next Best Action
Assign a field visit to the Jodhpur bureau address
Guarantor Ramesh Jain answered on 18 Aug and said the borrower moved to Jodhpur. The CRIF bureau address was refreshed on 02 Aug 2026 to Sardarpura, Jodhpur — newer than the registered address. Two declared references are still un-attempted today.
- Bureau refresh completedBureau
CRIF pull — new address in Jodhpur (Sardarpura), enquiry by another HFC on 28 Jul 2026.
02 Aug 2026 · 11:04 · System - Call to Guarantor Ramesh JainDialler
Disposition: Answered — information given · 2m 14s · Recording R-88214.mp3
18 Aug 2026 · 16:42 · Priya Sharma - Call to borrower primary +91 94605 12388Dialler
Disposition: Switched off · 0s · attempt 3/3 for the day
18 Aug 2026 · 10:12 · Priya Sharma - Field visit — registered addressField visit
GPS checked-in 26.9124, 75.7873 · Disposition: House locked, neighbour says family left ~3 weeks ago · Photo attached
photovisit_16aug_locked.jpg16 Aug 2026 · 12:38 · Vikram Solanki - WhatsApp reminderWhatsApp
Status: Failed — recipient not on WhatsApp / number changed
14 Aug 2026 · 09:00 · System - Call to Sourcing DSA DSA-RJ-0233Dialler
Disposition: Answered — will check locally · 3m 02s
14 Aug 2026 · 15:20 · Rahul Mehta - SMS DLRSMS
Delivery report: Failed — number not in service (DND-safe template T-114)
12 Aug 2026 · 08:30 · System - Case state changeSystem
Open → Tracing
05 Aug 2026 · 17:10 · Priya Sharma - ReassignmentSystem
Reassigned from Rahul Mehta to Priya Sharma (workload balancing)
05 Aug 2026 · 16:55 · Supervisor - Pre-legal notice dispatchedLegal
Speed post EM4471182IN — returned RTO 'addressee left'
29 Jul 2026 · 14:00 · Legal desk - WhatsApp EMI reminderWhatsApp
Status: Read (last successful read)
18 Jul 2026 · 19:44 · System